Money Management

"If a parsley farmer is sued, can they garnish his wages?" ~ Author: George Carlin Wage garnishment is a legal process that is triggered against you if you do not…

Many people today are struggling with their personal finances. According to Wealthy Nickel, one in four Americans do not pay their bills on time. Only 55% of Americans give themselves a grade A or B on their personal finance knowledge. It is easy to make spending and saving plans, but for the huge majority of the population, implementing these plans becomes hard once the money hits their accounts. Today, we have a myriad of personal finance tools that help you to monitor your finances actively. Out of the lot, we are going to look at Personal Capital, and You Need A Budget (YNAB) and see what they have to offer you.

Main Differences Between Personal Capital vs YNAB

There is little middle ground when you bring up the word "budget". Some people enjoy excel spreadsheets, cash envelopes, and endless mathematical calculations. Others would rather go to the dentist…