Learn More About Our Team & Values
Our Editorial team has a diverse background in personal finance, grounded in practical experience. Building wealth isn’t always easy, but it IS possible.
Our Vision is to be a trusted resource of up to date financial information, tips, trends, services and products.
Our Mission is to give you current financial tips and trends to provide you with financial gain and security. We value our readers and strive to maintain the highest standards in the accuracy of our content. We aim to inform you of our top service and product recommendations to take the guesswork out of making wise financial decisions.
- People first. We think about our readers first and foremost when choosing the content that appears on this site. We know that you are busy. We also know that you want to succeed financially. We want you to be able to quickly discern if a financial product or service is right for you.
- Honesty. We have done our research and aim to provide accurate financial information to support your current needs. If we do not recommend a particular financial product or service, we let you know. Better yet, we provide you with alternatives so you can make choices that work for your specific financial situation.
- Excellence. We strive to provide you with engaging content that is easy to understand. Our job is to take complex financial subjects and make them accessible. You shouldn’t have to have a financial degree to become an investor or build wealth.
Why Bilt Wealth?
We created this website with you in mind. Need a review of financial software? Not sure whether or not you should apply for a new credit card? Clueless about investing? Bilt Wealth helps you make sense of your money and how to improve your financial situation.
Accessible investing. We believe that everyone should have the opportunity for financial gain. Unfortunately, there is a lot of online information that is not accurate, outdated or simply too complicated to understand. Investing should not be difficult or only for the mass affluent. If you are serious about saving, we can show you ways to make the most of your hard-earned cash.
Up to date information. Whether you are new to investing or ready to retire, money markets and financial tools are always changing. Follow Bilt Wealth to ensure you are up to date with all the financial tips and tricks. We provide you with software reviews, credit card reviews, how to make extra money, and more.
Get your questions answered. You do not have to be a financial advisor to have an interest in investing. We provide the tools you can use to grow financially. Have a question? Leave us a comment. We strive to do our best to give you the tools you need for financial success.
Our Top 10 Money Tips
1. Get Paid What You Deserve
Whether you are new to the field or been at the same employer for the last several years, chances are you need to evaluate your pay. Do a simple search in the marketplace. Does your pay line up with others in the industry? Consider asking your current boss for a raise or looking elsewhere for higher-paying opportunities. Even an extra few thousand dollars a year can buy you a better car, a much-needed vacation, or an emergency savings fund.
2. Get Rid of Your Credit Card Debt
Being a slave to credit card debt can seem like a never-ending cycle that looms over your head. Sure, credit cards are much easier to use than cash, but do you know how much you are spending? It is so easy to overspend with that little rectangle of plastic. Overspending on credit cards can have huge consequences on our future goals. Save your credit score, cut the cards, and pay off that debt.
Any extra money that you have at the end of the month should be going towards your future whether it is in a high-yield savings account or investments. Investing can provide money for your children’s college and retirement. It can also help you out when you lose a job or are faced with a medical issue that keeps you from working.
Budget does not have to be a negative word. Following a budget can help you accelerate your financial goals. Want to buy a house? Start a family? Keeping true to a budget now can reduce your stress later when unexpected expenses drop by.
5. Share the Wealth
Have you learned financial advice that could help your friends and family? Sharing your highs and lows can help others become financially independent.
6. Spend Less Than You Earn
This may sound easy but it is one of the hardest financial goals to maintain. The second we make more money, we tend to spend it to. Consistently working on your budget will help you not overspend. Spending less than you earn helps you save for your financial goals and avoid unnecessary debt.
7. Know Your Net Worth
Your net worth is the difference between what you own and your debt (what you owe). Periodically checking your net worth can help you measure the progress towards large financial goals. Seeing a sudden dip in your net worth? This is a tell-tale sign you are spending too much and need to dial it back.
8. Get in Shape Mentally, Physically, and Spiritually
Taking care of yourself and feeling good about yourself will help you spend less on impulse purchases like clothes or food you do not need. Use that extra cash to pay down debt or save for a special getaway.
Friends who save together, stay together. Find a money buddy who is interested in positive money habits. Share your triumphs and struggles so you can quickly get back on track.
10. Rebalance Your Portfolio Annually
Are all of your investments generating a profit? If not, it might be time to get rid of the low-performing ones and reinvest in funds that are showing a financial gain. Taking a look at your portfolio once a year yourself, with a robo-advisor, or a human financial advisor is worth the couple hours of your time. It could mean the difference of thousands of dollars when retiring.
Who is Bilt Wealth For?
If you want to improve your credit score, invest for retirement, or learn how to make extra money, we can help you do that. Our core topics include banking, investing, side hustles, credit cards, and money management.
Tired of your bank charging you fees? Why should you have to pay your bank fees when they are already making money on your account? We share our tips and tricks for finding the best return on your accounts, so you can make more money instead of giving it away.
Investing can be a complex subject, especially if you are just getting into a job that provides a 401K or you have a little extra money to dabble in the stock market. We provide you with the best software, financial advisor, and account options so you can take charge of your financial future.
Is your 9-5 not cutting it? If you work full-time (or part-time) and want to pay down debt or have a little extra spending money, you are going to need a reliable side hustle. Unfortunately, a lot of websites will provide you with side hustles that just do not pan out. On Bilt Wealth, you will be able to use our resources to take the stress out of paying your bills and maybe even enjoy a little retail therapy.
Good credit or bad credit? The majority of people do not even know whether their credit is sufficient or needs improvement. We break down rewards, cash back, and 0% APR credit cards so you can see which credit cards you qualify for and which ones you should avoid. We will even show you how to manage your credit score and improve it so that you can get approved for better offers.
Do you have extra money at the end of the month but always spend it on frivolous things? Or maybe you are interested in saving money on monthly bills like cable, your cell phone, or insurance? Our money management section will whip your monthly budget into shape and even provide you with savings goals so you can live better and have more financial freedom.
About the Founder
Jay Coffman, Money Enthusiast
Jay Coffman has been the king of side hustles since he was in high school. He started making quick cash by mowing his neighbors’ lawns and selling thrifted goods on eBay.
In college, he sold coffee to fellow students and professors. All of the extra money he made helped pay for his education and allowed Coffman to become a 20-something investor.
After earning a bachelor’s degree in commerce, Coffman decided to take his future into his own hands and become an entrepreneur.
To streamline the money advice several friends and colleagues had been asking for, he decided to create a blog detailing his passion for money management and investing.
Bilt Wealth was created to be a one-stop-shop for up-to-date financial tips and tricks.
We rely on our editorial staff to fact check all of our content so we can maintain the highest level of accuracy. We want you to trust our non-biased recommendations, engage in our articles, and learn a few things in the process.
The Bilt Wealth Team of Writers and Money Experts
With experience writing for everything from start up businesses to family owned stores, Erin Jamieson brings research and practical advice to every article she writes. From making smart decisions about personal banking to learning how to improve your credit score, she wants you to make the most out of the money you earn and invest in.
Crystal Schwanke turned her side hustle into a full-time career and has enjoyed self-employment since 2004. Forever looking for new adventures and sets of skills to attain, she’s researched and experimented with several side hustles over the years.
Joe Elvin is an online writer who has specialized in personal finance since 2011, who has previously written useful advice guides for the likes of Finder and Which? Money. He’s currently enjoying the digital nomad lifestyle, so you’re most likely to find sipping coffee at some cafe in South East Asia.
When it comes to personal finance, money management, and starting a side hustle, Alexandra knows what she’s talking about. She, herself, used to live from pay check to pay check until she ended up in debt.
After a certain point, she decided it was time for a huge change. She left her cozy yet unsatisfying job and started her own small business.
Later on, she managed to pay off all her debts. Currently, she is helping others do the same thing by achieving a successful do-over. If you’re interested in personal finance and want to know ways to manage your money better, she is here to help. Also, she started to write on topics such as financial-related ones because she wanted to combine her knowledge with her passion for writing.
When she is not writing, Alexandra loves traveling and reading
Julie is a personal finance blogger with 15 years of experience in investing and maintaining profitable side hustles. She is passionate about helping others learn and utilize financial tools so they can live their best lives.
Rosie Greaves is a professional content strategist who specializes in all things digital marketing, B2B, and finance. In addition to Bilt Wealth, you can find her published on Reader’s Digest, Judicious Inc, and E-Commerce Platforms Check out her website Blog with Rosie for more information